Government Regulation

The credit bureaus are regulated by the government due to the nature of their business, but it's important to understand they are private companies. They are NOT legally or morally obligated to report anything on anybody. For example, most people know that most negative events remain on a credit report for seven years (ten years for Chapter 7 bankruptcies). Isn't this a legal requirement? No. They could take all bankruptcies off all records tomorrow, if they chose to. They are simply not allowed by law to report these events for MORE than seven years (or ten). They're not forced to report them at all. Of course, it's their business. That's why they do it. But they have a choice and, when forced to verify the data they report, they will choose to take negative events off. To boil it down, credit restoration doesn't eliminate negative credit events. It does make them in effect "invisible" to anyone looking at a credit report.

If the credit reporting agencies can't produce verifiable proof of these events, they're required to remove them. If they violate the law, they can be fined $1,000 per item. Although everybody with a FICO score under 850 can use this Educational Course and service, High Credit Score found the most success in helping individuals has come from clients that have referred others. High Credit Score is now working with law firms and attorneys, mortgage companies and loan officers and many businesses through our affiliates and expanding throughout the United States. The entire country desperately needs credit and financial education and true credit restoration. Building the Credibility of this Country one person at a time.

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Find out more about High Credit Score’s great programs and promotions by contacting our customer support department at 916-842-7773 or e-mailing us at johnljenkins820@gmail.com

We look forward to working with you and wish you much success as an Independent High Credit Score Affiliate! Together we will MANIFEST EXCELLENCE!
The High Credit Score Team