How Much is Bad Credit Really Costing You?

The Credit Bureaus are "for profit" businesses.

          They get paid to report negative items on your credit report.  The fact that they earn money for reporting negative items on your credit report places a responsibility on them to have verifiable proof that the account that they are reporting on is truly yours.  This "verifiable proof" is required to be in "their" files, not in the creditor's file. 

          Guess what?  They do not have any files containing anybody's verifiable proof and that is why we are able to get ALL of your negative items removed for you.  We know how to use the various laws and legal procedures to force them to comply.

          You might be able to spend the next 6 months researching the law and finding the appropriate case law that will be required to do this on your own.  But why would you want to waste 6 months to figure it out on your own and then spend another 4-6 months to get the items removed when we can start immediately. 

         CHRISTMAS is less than six months away. Don’t be financially stressed through the Holiday Season.

   You will SAVE more than the cost of our education and products in the first month after these letters get all of the negative credit deleted from your credit reports. 

          Why would you procrastinate one more day?  Let Your Future Begin Today.

How Much is Bad Credit Really Costing You? How much money could you really keep in your wallet each month if you let us improve your credit score? Auto loans Figures reflect national average rates for $22,000, 36-month auto loan. Credit score Interest rate Monthly payment Savings earned if score was high** 720-850 4.952% $659 0 690-719 6.490% $674 $551 660-689 8.411% $704 $1,249 620-659 12.018% $720 $2,593 590-619 17.813% $756 $4,839 500-589 18.811% $762 $5,236 November 29, 2010, from myFICO Mortgagess Figures reflect national average rates for $165,000, 30-year fixed mortgage. Credit score Interest rate Monthly payment Savings earned if score was high** 760-850 4.097% $797 0 700-759 4.319% $818 $7,700 680-699 4.496% $836 $13,913 660-679 4.71 % $857 $21,512 640-659 5.14 % $900 $37,057 620-639  5.686 % $956 $57,315 ** The amount one could save over the life of the loan if credit score was 760 or higher. Rates as of November 29, 2010, from myFICO. Home Equity Loanss Figures reflect national average rates for $30,000, 15-year home equity loan. Credit score Interest rate Monthly payment Savings earned if score was high** 720-850 3.453 % $214 0 700-759 3.675 % $217 $590  680-699 3.852 % $220 $1,065 660-679 4.066 % $223 $1,643 640-659 4.496 % $229 $2,819 620-639 5.042 % $238  $4,342 ** The amount one could save over the life of the loan if credit score was 720 or higher.  Rates as of

Find out more about Platinum Credit Score’s great programs and promotions by contacting us Nicole @ 916-826-3442 or John @ 916-842-7773